Our Services
At Prospera Capital, we offer a full suite of financial services designed to protect, grow, and simplify your financial life. Whether you're planning for retirement, managing risk, building a legacy, or growing your business—we provide personalized strategies tailored to your goals. Our approach is holistic, educational, and built for the long term. Explore our services and see how we can support your financial journey.
Tax-Free Retirement Strategies
If you have a traditional 401(k) or IRA, you might be building retirement savings that will be heavily taxed later. Our tax-free retirement strategies are designed to give you income in retirement that's completely tax-free, with no required minimum distributions or penalties. You’ll have more flexibility, more control, and potentially more money in your pocket when it matters most.
Wealth Preservation
If you have an old 401(k), IRA, annuity, or any lump sum of money collecting dust, our wealth preservation products protect the wealth you’ve built and are designed to reduce risk, eliminate loss, and optimize growth, no matter what the market does.
Asset Protection
If you’ve built a home, savings, or a business, we help protect it all with solutions like mortgage protection, living benefits, and strategies that shield your wealth from lawsuits and unexpected events. Your assets—and your peace of mind—deserve long-term protection.
Estate & Legacy Planning
If you want to ensure your family is taken care of and your wishes are honored, our estate and legacy solutions help you pass down wealth efficiently, avoid probate, reduce taxes, and preserve your legacy for generations to come.
Life and Health Insurance
If your family or income depends on you, we offer life and health insurance plans that protect your loved ones, your paycheck, and your future—so you’re covered when life takes an unexpected turn.
Debt Management & Budgeting
If debt or disorganized finances are holding you back, our budgeting tools and debt management strategies help you take control of your cash flow, reduce what you owe, and build a plan that works for your goals.
If you need guidance in any of these areas, please book a complementary call with our team.
Business Owner Solutions
Employee Benefits
Whether you're looking to attract talent or take care of your current team, we offer customizable life, health, and retirement benefits—along with free financial education. Plans can be employer-paid, employee-paid, or a blend of both to fit your budget.
Buy-Sell Agreements
If your business has partners or shareholders, a properly funded buy-sell agreement ensures a smooth transition in the event of death, disability, or exit—so your company stays protected and your family or heirs get fair value.
Tax-Free Retirement Strategies
If you're maxing out your traditional retirement plans or looking for more tax-efficient options, we help business owners build tax-free income for the future using advanced tools with no contribution limits, penalties, or required distributions.