Last Updated: Nov. 6, 2025
Prospera Capital LLC

1. Acceptance of Terms

By accessing or using our website, quizzes, consultations, or services, you agree to these Terms of Service. If you do not agree, do not use our website.

2. Use of Our Website and Services

You agree to use our content and services only for lawful purposes. You may not:

• Copy, resell, or distribute our content without permission

• Misuse our website or interfere with its functionality

• Provide false information through forms or quizzes

3. Educational Purpose Disclaimer

All information provided by Prospera Capital LLC — including quizzes, emails, consultations, educational materials, and website content — is for educational and informational purposes only.

Nothing we provide should be considered:

• Personalized investment advice

• Tax advice

• Legal advice

• A guarantee of financial performance

To receive personalized recommendations, you must work with us under a formal written advisory or agent-client agreement.

4. No Performance Guarantees

Financial products such as annuities, life insurance, and market-linked accounts may vary based on market conditions, carrier decisions, or external factors.

Therefore:

We do not guarantee performance of any financial product.
We are not liable for rate changes made by insurance carriers, annuity providers, banks, or investment institutions.

Any product examples, illustrations, or projections are hypothetical and not guarantees of future results.

5. Third-Party Services

Prospera Capital LLC uses third-party services such as:

• Typeform

• MailerLite

• Calendly

• Zoom

• Zapier

• Insurance carriers or financial product providers (if applicable)

We are not responsible for:

• The content, policies, or actions of third-party websites

• Rate changes, product modifications, or decisions made by companies we work through

• Technical issues caused by third-party platforms

6. Consultations and Appointments

When booking through Calendly or Zoom:

• You agree to provide accurate information

• You must be at least 18 years old

• You understand that calls may not provide personalized financial advice unless we have a formal agreement in place

7. Limitation of Liability

To the fullest extent allowed by law, Prospera Capital LLC is not liable for:

• Financial losses

• Investment outcomes

• Changes in interest rates, crediting rates, caps, spreads, or product availability

• Errors, interruptions, or delays in website performance

• Any decisions you make based on our content or conversations

You assume full responsibility for any actions you take based on information we provide.

8. Indemnification

You agree to indemnify and hold harmless Prospera Capital LLC and its agents from any claims or damages resulting from your use of our website or services.

9. Intellectual Property

All website content, branding, design, and educational materials are property of Prospera Capital LLC and may not be reproduced without permission.

10. Changes to Terms

We may update these Terms from time to time. Continued use of our website indicates acceptance of the updated Terms.

11. Contact Information

Prospera Capital LLC
North Carolina, USA
Email: contact@prosperacap.org